Despite what the date at the top says, I definitely posted this before midnight.
I know, I know, I can hear you all saying, "Sure, Chris, Discover thinks you're stupid enough to fall for a 'cashback bonus,' and sure the interest rate is often loan-shark worthy, but at least there are still lots of places you can't use the card." You've got me there.
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All criticism is welcome and, generally, warranted. More than that, when you write things here, it makes me feel less lonely and makes you a nicer person.